Malaysia My Second Home (MM2H) long-term residency

Malaysia My Second Home (MM2H) is a long-term residency pathway for international applicants and their families, structured into Platinum, Gold, Silver and Special Zone tiers, each with its own fixed-deposit threshold, pass validity and property-value requirement. It suits families planning education, healthcare, retirement or lifestyle relocation.

Four tiers: Platinum, Gold, Silver, Special Zone Three-generation family inclusion Foreign income generally tax exempt
$150,000
Fixed deposit from (Silver tier)
5–20 years
Pass validity by tier
Age 21+
Principal applicant
3 generations
Spouse, children and parents
Overview

What does the MM2H program offer?

Long-term validity

Depending on the tier selected, residency validity is 5, 10, 15 or 20 years.

Family across generations

The framework covers the spouse, children, parents and parents-in-law under one long-term plan.

Education and healthcare

Long-term living with access to international schools and high-standard medical facilities in Malaysia.

Property and tax

Eligible residential property may be purchased, and foreign income and offshore funds are generally not taxed in Malaysia. Up to 50% of the fixed deposit may be withdrawn for approved purposes.

Eligibility

Who can apply, and what are the stay requirements?

Principal applicant

At least 21 years old and able to meet the financial requirements of the selected tier.

Eligible family members

Spouse; children below 21; unmarried, non-working children aged 21–34; and the parents and parents-in-law of the principal applicant.

Annual stay requirement

Principal applicants aged 21–49: a combined family stay of 90 days per year; applicants aged 50 and over: no minimum stay.

Typical documents: police clearance, valid passport, relationship documents, CV, salary slips and bank statements. The full list is confirmed once the tier is selected.
Tiers and fees

What are the thresholds and fees for each tier?

The fixed deposit is placed with a Malaysian bank and remains in the applicant's name. Government participation fees and agency service fees are paid separately. The figures below are indicative and subject to current official policy.

Tier / item Requirement or amount
Core tier thresholds (principal applicant)
Platinum — fixed deposit / 20-year pass / property from MYR 2,000,000USD 1,000,000
Gold — fixed deposit / 15-year pass / property from MYR 1,000,000USD 500,000
Silver — fixed deposit / 5-year pass / property from MYR 600,000USD 150,000
Special Zone (SEZ/SFZ) — annual rent / 10-year pass / property per developer thresholdUSD 65,000 (age 21–49) · USD 32,000 (age 50+)
Government participation fee
PlatinumMYR 200,000
GoldMYR 30,000
SilverMYR 1,000
Special ZoneMYR 1,000
Agency service fee
SilverMYR 40,000
GoldMYR 55,000
PlatinumMYR 70,000
Special ZoneMYR 40,000

The agency service fee is typically paid 20% within 2 days of engagement and 80% within 10 days of conditional approval. Fixed deposits, participation fees and property thresholds follow current official policy and may change. All amounts are confirmed in a formal written quotation before engagement.

  • Partial deposit withdrawal

    Up to 50% of the fixed deposit may be withdrawn for approved purposes such as property purchase, healthcare, education or domestic tourism.

  • Choosing a tier

    We help match budget, age, intended validity and property plans to the appropriate tier before filing.

Process

Five steps from assessment to endorsement

1

Eligibility assessment and tier selection

Review of age, finances, family composition and residence plans to determine the suitable tier.

2

Document collection and verification

An itemised checklist, with translations and certification where required.

3

Submission and conditional approval

The application is filed with the Malaysian authorities and followed through to conditional approval.

4

Fees, fixed deposit and property arrangements

Payment of the participation fee, placement of the fixed deposit and property arrangements according to the tier requirements.

5

Endorsement and ongoing compliance

Endorsement of the residency pass, followed by support with annual stay requirements and renewals.

Program criteria, fees and tiers are subject to Malaysian policy changes and may change without notice.
Official sources

Where can the information on this page be verified?

The fees and rules on this page are based on the following official publications. Where they differ, the official source prevails; we re-check them at every update (last reviewed 2026-10-06).

FAQ

Frequently asked questions

Which tier is right for me?

Silver (US$150,000 deposit, 5 years) is the most common entry point. Gold (US$500,000, 15 years) and Platinum (US$1,000,000, 20 years) suit those wanting longer validity, with higher participation fees. Special Zone is based on annual rent rather than a large deposit. We assess budget, age and property plans to determine the tier.

Do I have to live in Malaysia?

Principal applicants aged 21–49 must complete a combined family stay of 90 days per year; applicants aged 50 and over have no minimum annual stay.

Can my parents and parents-in-law be included?

Yes. The framework allows the spouse, children below 21, unmarried non-working children aged 21–34, and the parents and parents-in-law of the principal applicant.

Can I use the fixed deposit?

The deposit remains in your name, and up to 50% may be withdrawn for approved purposes such as property purchase, healthcare, education or domestic tourism, subject to the rules in force.

Is my foreign income taxed?

Foreign income and offshore funds are generally not taxed in Malaysia. The actual tax outcome depends on your home country's rules and personal circumstances; please plan with a qualified tax adviser.

Which documents are required?

Typically a police clearance certificate, valid passport, relationship documents, CV, salary slips and bank statements. A complete checklist is provided once the tier is selected.

Assess your MM2H eligibility

Tell us your age, budget, family composition and property plans, and we will recommend the appropriate tier and provide a written quotation within one business day.

Book a free consultation